[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gotem.cz\/rozumny-clovek-se-pujcky-bat-nemusi\/#Article","mainEntityOfPage":"https:\/\/www.gotem.cz\/rozumny-clovek-se-pujcky-bat-nemusi\/","headline":"Rozumn\u00fd \u010dlov\u011bk se p\u016fj\u010dky b\u00e1t nemus\u00ed","name":"Rozumn\u00fd \u010dlov\u011bk se p\u016fj\u010dky b\u00e1t nemus\u00ed","description":"Jakmile se \u0159ekne \u201ep\u016fj\u010dka\u201c, tak to nikdy nez\u016fstane bez ohlasu. Zvl\u00e1\u0161t\u011b v posledn\u00ed dob\u011b se na toto t\u00e9ma vyrojilo velik\u00e9 mno\u017estv\u00ed kritik\u016f, kte\u0159\u00ed sv\u00e9 n\u00e1zory prezentuj\u00ed skrze m\u00e9dia, je\u017e na n\u00e1s n\u00e1sledn\u011b sypou informace o tom, jak lid\u00e9 \u010d\u00edm d\u00e1l, t\u00edm v\u00edce, zab\u0159ed\u00e1vaj\u00ed do dluhov\u00e9 spir\u00e1ly, ze kter\u00e9 se n\u00e1sledn\u011b nedok\u00e1\u017eou vymanit. Tak\u017ee si mnoho […]","datePublished":"2017-07-11","dateModified":"2017-07-11","author":{"@type":"Person","@id":"https:\/\/www.gotem.cz\/author\/#Person","name":"","url":"https:\/\/www.gotem.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gotem.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gotem.cz\/wp-content\/uploads\/img_a294020_w2258_t1505993017.jpg","url":"https:\/\/www.gotem.cz\/wp-content\/uploads\/img_a294020_w2258_t1505993017.jpg","height":0,"width":0},"url":"https:\/\/www.gotem.cz\/rozumny-clovek-se-pujcky-bat-nemusi\/","about":["Www"],"wordCount":396,"articleBody":"   Jakmile se \u0159ekne \u201ep\u016fj\u010dka\u201c, tak to nikdy nez\u016fstane bez ohlasu. Zvl\u00e1\u0161t\u011b v posledn\u00ed dob\u011b se na toto t\u00e9ma vyrojilo velik\u00e9 mno\u017estv\u00ed kritik\u016f, kte\u0159\u00ed sv\u00e9 n\u00e1zory prezentuj\u00ed skrze m\u00e9dia, je\u017e na n\u00e1s n\u00e1sledn\u011b sypou informace o tom, jak lid\u00e9 \u010d\u00edm d\u00e1l, t\u00edm v\u00edce, zab\u0159ed\u00e1vaj\u00ed do dluhov\u00e9 spir\u00e1ly, ze kter\u00e9 se n\u00e1sledn\u011b nedok\u00e1\u017eou vymanit. Tak\u017ee si mnoho lid\u00ed \u0159ekne, \u017ee p\u016fj\u010dovat si, je \u0161patn\u00e9, a na co si \u010dlov\u011bk nena\u0161et\u0159\u00ed, to by nem\u011bl kupovat. Jen\u017ee tak jednoduch\u00e9 ani pravdiv\u00e9 to nen\u00ed. Pravda toti\u017e ve skute\u010dnosti existuje n\u011bkde uprost\u0159ed, tak, jak to v\u011bt\u0161inou b\u00fdv\u00e1. Ano, je pravda, \u017ee je neproz\u00edrav\u00e9 si p\u016fj\u010dovat na v\u0161echno, co n\u00e1s napadne a neohl\u00ed\u017eet se na to, kolik si vyd\u011bl\u00e1me pen\u011bz a zda jsme schopni sv\u00e9 pohled\u00e1vky v rozumn\u00e9 dob\u011b splatit. A tak\u00e9 je hloup\u00e9 p\u016fj\u010dovat si od lichv\u00e1\u0159sk\u00fdch spole\u010dnost\u00ed, kter\u00e9 se v\u00e1s sna\u017e\u00ed sed\u0159\u00edt z k\u016f\u017ee. Ov\u0161em zde v\u0161echny nev\u00fdhody kon\u010d\u00ed. P\u016fj\u010dka sama o sob\u011b je toti\u017e rozumn\u00fdm finan\u010dn\u00edm n\u00e1strojem, jak se v dohledn\u00e9 dob\u011b dostat k v\u011bcem anebo slu\u017eb\u00e1m, kter\u00e9 opravdu pot\u0159ebujeme, a kter\u00e9 n\u00e1m pomohou, ov\u0161em my bychom si je nemohli kv\u016fli jejich vysok\u00e9 hodnot\u011b dovolit koupit hned. Pakli\u017ee v\u0161ak m\u00e1me promy\u0161len\u00fd pl\u00e1n a dok\u00e1\u017eeme rozumn\u011b posoudit to, kolik si vyd\u011bl\u00e1me a za jak dlouho danou v\u011bc splat\u00edme tak, abychom ji zbyte\u010dn\u011b vysoko nep\u0159eplatili, nejedn\u00e1 se o \u017e\u00e1dn\u00fd probl\u00e9m, ale naopak o u\u017eite\u010dn\u00fd n\u00e1stroj, kter\u00fd n\u00e1m \u017eivot v\u00fdrazn\u011b usnadn\u00ed, jak se do\u010dteme t\u0159eba i na https:\/\/nebankovni-hypoteky-cz.cz\/uver-pomocnik-ktery-vas-navede-spravnou-cestu\/. Kdybychom toti\u017e p\u016fj\u010dky zru\u0161ili, tak by dnes v\u011bt\u0161ina lid\u00ed nem\u011bla kde bydlet a nem\u011bla by \u010d\u00edm jezdit, proto\u017ee jen m\u00e1lokdo si m\u016f\u017ee dovolit zaplatit hotov\u011b najednou t\u0159eba d\u016fm anebo automobil. A na tom je kr\u00e1sn\u011b vid\u011bt, \u017ee ve skute\u010dnosti jsou p\u016fj\u010dky \u0161ikovn\u00fdm a u\u017eite\u010dn\u00fdm n\u00e1strojem pro ty, kdo je dok\u00e1\u017e\u00ed rozumn\u011b vyu\u017e\u00edvat.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rozumn\u00fd \u010dlov\u011bk se p\u016fj\u010dky b\u00e1t nemus\u00ed","item":"https:\/\/www.gotem.cz\/rozumny-clovek-se-pujcky-bat-nemusi\/#breadcrumbitem"}]}]