[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gotem.cz\/i-vy-si-muzete-zazadat-o-uver\/#Article","mainEntityOfPage":"https:\/\/www.gotem.cz\/i-vy-si-muzete-zazadat-o-uver\/","headline":"I vy si m\u016f\u017eete za\u017e\u00e1dat o \u00fav\u011br","name":"I vy si m\u016f\u017eete za\u017e\u00e1dat o \u00fav\u011br","description":"P\u0159esto, \u017ee va\u0161i \u017e\u00e1dost o p\u016fj\u010dku banka zam\u00edtla, nen\u00ed v\u0161e ztraceno. Sta\u010d\u00ed se obr\u00e1tit tam, kde se nebudou pt\u00e1t ani na z\u00e1znam v registrech a ani na v\u00fd\u0161i va\u0161ich p\u0159\u00edjm\u016f. \u00b7 Nebo bychom to mo\u017en\u00e1 mohli \u0159\u00edci jinak. o Oni se pt\u00e1t budou, ale tak\u00e9 k v\u00e1m budou velc\u00ed tolerantn\u00ed. Kde to je? – U […]","datePublished":"2018-12-06","dateModified":"2018-12-06","author":{"@type":"Person","@id":"https:\/\/www.gotem.cz\/author\/#Person","name":"","url":"https:\/\/www.gotem.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gotem.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gotem.cz\/wp-content\/uploads\/img_a336063_w1738_t1549450546.jpg","url":"https:\/\/www.gotem.cz\/wp-content\/uploads\/img_a336063_w1738_t1549450546.jpg","height":0,"width":0},"url":"https:\/\/www.gotem.cz\/i-vy-si-muzete-zazadat-o-uver\/","about":["Www"],"wordCount":391,"articleBody":"   P\u0159esto, \u017ee va\u0161i \u017e\u00e1dost o p\u016fj\u010dku banka zam\u00edtla, nen\u00ed v\u0161e ztraceno. Sta\u010d\u00ed se obr\u00e1tit tam, kde se nebudou pt\u00e1t ani na z\u00e1znam v registrech a ani na v\u00fd\u0161i va\u0161ich p\u0159\u00edjm\u016f.  \u00b7 Nebo bychom to mo\u017en\u00e1 mohli \u0159\u00edci jinak. o Oni se pt\u00e1t budou, ale tak\u00e9 k v\u00e1m budou velc\u00ed tolerantn\u00ed. Kde to je? – U nebankovn\u00edho poskytovatele. V\u0161e je tu postaveno na z\u00e1stav\u011b nemovitosti, tud\u00ed\u017e nejsou zm\u00edn\u011bn\u00e9 skute\u010dnosti tolik d\u016fle\u017eit\u00e9. Pokud na finan\u010dn\u00ed prost\u0159edky sp\u011bch\u00e1te, pak spolu se \u017e\u00e1dost\u00ed za\u0161lete i fotografie vybran\u00e9 nemovitosti a k vy\u0159\u00edzen\u00ed dojde skute\u010dn\u011b velice rychle. Samotn\u00e9 ocen\u011bn\u00ed se d\u00e1 zvl\u00e1dnout u\u017e do \u010dty\u0159iadvaceti hodin a hrad\u00ed ho poskytovatel. P\u0159edem se prost\u011b nic neplat\u00ed. o Z odhadn\u00ed ceny va\u0161\u00ed nemovitosti m\u016f\u017eete m\u00edt a\u017e sedmdes\u00e1t procent. o Z\u00e1le\u017e\u00ed na n\u011bkolika okolnostech. Poskytnut\u00fd \u00fav\u011br, kter\u00fd je tak\u00e9 zn\u00e1m\u00fd pod n\u00e1zvem americk\u00e1 nebankovn\u00ed hypot\u00e9ka, je mo\u017en\u00e9 kdykoliv splatit a rozhodn\u011b se ke zb\u00fdvaj\u00edc\u00ed \u010d\u00e1stce nebudou p\u0159ipisovat n\u011bjak\u00e9 sankce nebo jin\u00e9 doplatky. Da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nen\u00ed d\u016fle\u017eit\u00e9 N\u011bkdy si klienti tak\u00e9 nech\u00e1vaj\u00ed tuto nebankovn\u00ed hypot\u00e9ku refinancovat v bance. Ale to lze a\u017e v okam\u017eiku, kdy u\u017e va\u0161e jm\u00e9no zmizelo z registru dlu\u017en\u00edk\u016f. Ve\u0161ker\u00e9 uveden\u00e9 podm\u00ednky se t\u00fdkaj\u00ed jak spot\u0159ebitelsk\u00e9ho, tak i podnikatelsk\u00e9ho \u00fav\u011bru. \u00b7 Pokud chcete po\u017e\u00e1dat o \u00fav\u011br podnikatelsk\u00fd, pak je nutn\u00e9, aby va\u0161e firma skute\u010dn\u011b byla v provozu. \u00b7 Finan\u010dn\u00ed prost\u0159edky se toti\u017e poskytuj\u00ed OSV\u010c a firm\u00e1m na financov\u00e1n\u00ed firemn\u00edch pot\u0159eb. Pokud byste tuto podm\u00ednku nesplnili, pak m\u016f\u017eete za\u017e\u00e1dat o \u00fav\u011br spot\u0159ebitelsk\u00fd. o Zde se \u00farokov\u00e1 sazba pohybuje od \u010dty\u0159 procent. \u00b7 To v p\u0159\u00edpad\u011b, \u017ee z\u00e1znamy v registrech jsou jen drobn\u00e9ho charakteru. \u00b7 Jestli\u017ee jsou z\u00e1va\u017en\u011bj\u0161\u00edho r\u00e1zu, pak o\u010dek\u00e1vejte \u00farokovou sazbu od sedmi procent. U \u017e\u00e1dosti o podnikatelsk\u00fd \u00fav\u011br nen\u00ed nutn\u00e9 dokl\u00e1dat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Ani u podnikatelsk\u00e9ho a ani u spot\u0159ebitelsk\u00e9ho \u00fav\u011bru se nevyb\u00edraj\u00ed \u017e\u00e1dn\u00e9 poplatky p\u0159edem.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I vy si m\u016f\u017eete za\u017e\u00e1dat o \u00fav\u011br","item":"https:\/\/www.gotem.cz\/i-vy-si-muzete-zazadat-o-uver\/#breadcrumbitem"}]}]